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Regulation

Housing Rights response to the Housing Executive’s draft Homelessness Strategy for 2017-2022.

Housing Rights is pleased to respond to the consultation on the Housing Executive’s draft Homelessness Strategy 2017-2022. The response is divided into two sections. The first section (points 1 to 5) focuses on each Objective specifically, and offers comment and suggestions on the actions contained under each Objective. The second section (point 6) considers the outcomes model of the Strategy, and makes several recommendations which aim to maximise the effectiveness of the outcomes model.

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Regulation, Policy, Homelessness

Housing Rights Consultation Response on Reforming the Rating System

Housing Rights notes that several aspects of our response to the previous ‘Review of Rate Liability in the Domestic Rental Sector’ have not been incorporated in the draft proposals. The specific issues raised, which largely relate to rates liability in the rental sector as well as rates recovery, are significant concerns for those who contact our advice service for assistance. It is with disappointment, therefore, that we note that none of these points have been progressed to the proposals contained in the current paper.

The substance of this response therefore contains specific comments on particular proposals contained in the ‘Rates Rethink’ paper, as well as reiterating points made in relation to the previous review of rate liability in the domestic rental sector, which the current proposals are silent on.

 

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Money Matters, Regulation, Policy

The Government has issued a new set of Immigration Regulations to commence on 1st February 2017. The Immigration (European Economic Area) Regulations 2016 revoke and replace the 2006 Regulations.

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Minority Groups, Regulation, Equality, Legal

In October 2016 the Financial Conduct Authority (FCA) announced it was consulting on new guidance on the treatment of customers with mortgage arrears.

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Regulation, Repossession, Policy, Affordability

Housing Rights Policy Response FCA's fair treatment of mortgage customers in payment shortfall

Housing Rights broadly welcomes the Financial Conduct Authority’s response to this issue, which aims to provide a framework which lenders can use to ensure ‘fair remediation for customers.’ We welcome the FCA’s characterisation of lenders’ practices as ‘automatic capitalisation’, leading to customers making overpayments, and the recognition that this may have led to unfair customer outcomes. Housing Rights also welcomes the FCA’s statement that they ‘expect firms to put this right, and ensure the practice ceases.’

Housing Rights is pleased to offer several further comments on particular aspects of the proposed guidance framework, with the aim of ensuring that the framework fully provides fair remediation for affected customers.

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Regulation, Repossession, Policy, Affordability

Housing Rights has just produced a new Professional Resource on Welfare Reform and Housing. This timely publication should prove to be essential reading for anyone giving advice to clients on the impact of the welfare reform measures.

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Money Matters, Regulation, Welfare Reform

Incidents of antisocial behaviour are on a spectrum; they can range from occurrences of excessive noise, right through to serious criminal behaviour. It can affect everyone in a community. When behaviour is persistent and wilful, the right remedies should be used to address the problem.

There are also cases of antisocial behaviour that arise through misunderstandings, where the behaviour may be connected to mental health and/or disability issues.

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Regulation, Social Tenancies

Response to a Review of Rate Liability in the Domestic Rental Sector

Housing Rights’ key concerns with the current system for domestic rates liability are in relation to affordability and transparency. 

Both these concerns are discussed in this response., along with specific comment on the proposals put forward by the Department in the consultation paper. 

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Regulation, Affordability, Legal

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