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When everyone has a home

Housing and debt helpline for Northern Ireland – 028 9024 5640

Policy & Research

Our policy work is based on the experiences of people who contact us for advice. We work on their behalf to secure positive changes to housing legislation, policy and practice in Northern Ireland. You can read more about what we are striving to achieve in the coming year by downloading our policy priorities.

Below, you will find copies of policy briefings, consultation responses and research papers that Housing Rights has produced recently.

Housing Rights response to proposals for the private rented sector

Housing Rights has responded to the Department for Communities’ consultation on the Proposals for Change in the Private Rented Sector. We welcome many of the proposals, but have suggested further refinement in some areas to strengthen their impact on the ground. 

 

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Private Tenancies, Policy

Housing Rights response to the Housing Executive’s draft Homelessness Strategy for 2017-2022.

Housing Rights is pleased to respond to the consultation on the Housing Executive’s draft Homelessness Strategy 2017-2022. The response is divided into two sections. The first section (points 1 to 5) focuses on each Objective specifically, and offers comment and suggestions on the actions contained under each Objective. The second section (point 6) considers the outcomes model of the Strategy, and makes several recommendations which aim to maximise the effectiveness of the outcomes model.

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Regulation, Policy, Homelessness

Housing Rights Consultation Response to Proposals to seek reversal of the reclassification of registered social housing providers in Northern Ireland

Housing Rights welcomes the opportunity to respond to the Department’s proposals to seek reversal of the ONS reclassification of registered social housing providers in Northern Ireland.

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Social Tenancies, Policy

Housing Rights Consultation Response on Reforming the Rating System

Housing Rights notes that several aspects of our response to the previous ‘Review of Rate Liability in the Domestic Rental Sector’ have not been incorporated in the draft proposals. The specific issues raised, which largely relate to rates liability in the rental sector as well as rates recovery, are significant concerns for those who contact our advice service for assistance. It is with disappointment, therefore, that we note that none of these points have been progressed to the proposals contained in the current paper.

The substance of this response therefore contains specific comments on particular proposals contained in the ‘Rates Rethink’ paper, as well as reiterating points made in relation to the previous review of rate liability in the domestic rental sector, which the current proposals are silent on.

 

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Money Matters, Regulation, Policy

Housing Rights Policy Response FCA's fair treatment of mortgage customers in payment shortfall

Housing Rights broadly welcomes the Financial Conduct Authority’s response to this issue, which aims to provide a framework which lenders can use to ensure ‘fair remediation for customers.’ We welcome the FCA’s characterisation of lenders’ practices as ‘automatic capitalisation’, leading to customers making overpayments, and the recognition that this may have led to unfair customer outcomes. Housing Rights also welcomes the FCA’s statement that they ‘expect firms to put this right, and ensure the practice ceases.’

Housing Rights is pleased to offer several further comments on particular aspects of the proposed guidance framework, with the aim of ensuring that the framework fully provides fair remediation for affected customers.

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Regulation, Repossession, Policy, Affordability

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