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When everyone has a home

Housing and debt helpline for Northern Ireland – 028 9024 5640

Repossession

January is always a busy month for our services as people make resolutions to sort out their debt and housing problems.  Getting help can make a massive difference to clients facing repossession, even if they leave it to the very day of their court hearing.  Last week, our adviser at court helped one vulnerable family save their home:

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Repossession, Homelessness, Affordability

On the day when the Northern Ireland Court Service released figures showing a 20% increase in the number of possession orders granted, local advice charity Housing Rights Service says it’s concerned about the delay in setting up a Government task force to tackle the problem.

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Repossession

On the day when the Northern Ireland Court Service released figures showing a 20% increase in the number of possession orders granted, local advice charity Housing Rights Service says it’s concerned about the delay in setting up a Government task force to tackle the problem.

The decisions of the Supreme Court in the cases of Pinnock and Powell in 2010 and 2011 opened up the possibility of using a human rights argument when advising clients faced with possession action.

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Repossession, Case law
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Nicola McCrudden is the Policy & Communications Manager at Housing Rights Service. Below she describes her recent experiences of possession hearings at Laganside county court.

Sitting in Laganside county court, Belfast, on a Thursday morning listening to a stream of possession hearings made me confident of the need for a pre-action protocol for non payment of rent in social housing. 

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Repossession, Social Tenancies, Landlord, Legal

Here at Housing Rights Service we do a lot of work helping tenants who live in social housing deal with rent arrears and housing benefit problems.  There are so many different aspects to advising someone in this situation that I thought it might be helpful to look at some of the most important elements of a rent arrears case.

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Repossession, Social Tenancies, Affordability, Adviser

The Lord Chief Justice believes, in cases of social housing rent arrears, it would be helpful for all parties to be aware of the steps that the court will expect to be taken before starting court action. A draft pre-action protocol setting out these steps has been released for consultation.

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Repossession, Social Tenancies, Policy, Legal

We invite experts in the housing field to give us their opinion on a hot topic of their choice, they also have the opportunity to make three housing themed wishes

Our first contributor is Professor Paddy Gray who gives us his opinion on the recovery in Northern Ireland's housing market.

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Repossession, Affordability, Opinion
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Cat Song is a second-year law student from Fordham University School of Law in New York, NY.  She is currently working at Housing Rights Service as a legal research intern studying comparative housing law in the different U.K. jurisdictions.   In this article, Cat looks at the process of "short selling" a property, an option that has become increasingly popular for overburdened homeowners in the US. 

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Repossession, Opinion
picture of legal intern Cat Song

Cat Song is a second-year law student from Fordham University School of Law in New York, NY.  She is currently working at Housing Rights Service as a legal research intern studying comparative housing law in the different UK jurisdictions.   

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Repossession, Affordability, Opinion

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